# Roots & Return

> Roots & Return is a U.S.-based coordination service in Franklin, Tennessee. It helps NRI and OCI families sell ancestral or inherited property in India and bring the proceeds to the United States compliantly. One U.S.-based case manager coordinates independently licensed Indian Chartered Accountants, property advocates, RBI-authorized dealer banks and U.S. CPAs/EAs. Roots & Return does not prepare filings, give legal or tax opinions, or hold or transfer client funds.

Contact: hello@rootsnreturn.com · +1 (615) 878-2214 · Franklin, Tennessee, USA.
First step for families: a free 45-minute "Roots Review" by phone or video, with no commitment.
Content use: search and real-time answering with a link back are welcome. Training AI models on this content is not permitted (see robots.txt Content-Signal).

Every page below also has a Markdown version. Request it with `Accept: text/markdown`, or swap `.html` for `.md` (`/` → `/index.md`, `/seminar/` → `/seminar/index.md`, `/guides/` → `/guides/index.md`).

## Main pages

- [Home](https://rootsnreturn.com/index.md): the problem (over-withheld TDS, the $1M repatriation limit, Form 3520 penalties), how the India CA and U.S. CPA work together, and the five-phase process
- [About](https://rootsnreturn.com/about.md): who we are, what we do and don't do, leadership
- [Contact](https://rootsnreturn.com/contact.md): phone, email, booking, portal and partner links
- [Free webinar, Dec 6, 2026](https://rootsnreturn.com/seminar/index.md): a live CPA-led webinar on bringing India property proceeds home, with registration details; registrants can also request a free 30-minute call
- [Partner marketplace](https://rootsnreturn.com/marketplace.md): directory of CPAs, CAs, advocates, real estate and financial professionals in India and the U.S.

## Guides

- [Guides hub](https://rootsnreturn.com/guides/index.md): plain-English guides for NRIs selling property in India
- [How to sell inherited property in India from the U.S.](https://rootsnreturn.com/guides/sell-inherited-property-india-from-us.md): eight steps from proving ownership to U.S. reporting (Form 3520, FBAR, FATCA)
- [TDS on NRI property sale](https://rootsnreturn.com/guides/tds-nri-property-sale.md): 2026 withholding rates, lower TDS certificate (Form 128, formerly Form 13), refunds, PAN-based TDS deposit for buyers from Oct 1, 2026
- [Form 15CA & 15CB, now Forms 145 & 146](https://rootsnreturn.com/guides/form-15ca-15cb.md): what the bank needs before it wires sale proceeds abroad
- [USD 1 million repatriation limit](https://rootsnreturn.com/guides/usd-1-million-repatriation-limit.md): per person, per April–March financial year, from the NRO account

## Actions

- [Book a free Roots Review](https://rootsnreturn.com/#book): 45 minutes, phone or video, scheduled through Calendly
- [Register for the webinar](https://rootsnreturn.com/seminar/): the page form, or the `register_for_free_seminar` tool (set `wants_call` to request a 30-minute call)
- [Apply to the partner directory](https://rootsnreturn.com/portal/vendor-signup.html): for licensed professionals; applications are reviewed before listing

## For AI agents

- [MCP server](https://rootsnreturn.com/mcp): Streamable HTTP, no auth. Tools: `get_business_overview`, `get_free_seminar_details`, `register_for_free_seminar`, `search_partner_directory`, `book_free_consultation`
- [MCP server card](https://rootsnreturn.com/.well-known/mcp/server-card.json)
- WebMCP: the homepage and seminar page register the same tools with `navigator.modelContext` for in-browser agents
- Only register a person for the webinar with their explicit consent and their own details.

## Legal

- [Terms of Use](https://rootsnreturn.com/terms.md)
- [Privacy Policy](https://rootsnreturn.com/privacy.md)

## Optional

- [Sitemap](https://rootsnreturn.com/sitemap.xml)
- [Facebook](https://www.facebook.com/profile.php?id=61593297875871)