NRI Ancestral Property · U.S. Repatriation · U.S.-Based Support
We manage the chaos so you can move on.
Selling ancestral property in India and bringing the proceeds to the U.S. means navigating two tax systems, two countries’ banking rules, and reporting deadlines on both sides — with nobody coordinating the whole picture. One dedicated U.S.-based case manager, vetted experts on both sides. That’s Roots & Return.
Free 45-minute session · Phone or video · No commitment
What nobody warns you about
01
Buyers must withhold 15–34% of the full sale price — not just the gain — unless you file for a Lower TDS Certificate before closing. Most families never know until it’s too late.
02
Sale proceeds can only leave India up to $1 million per year, and only after Form 15CA and a CA-certified Form 15CB have cleared the bank.
03
A foreign inheritance over $100,000 must be reported to the IRS — even though it isn’t taxed. Miss the deadline and the penalty starts at 5% per month.
04
Your Indian CA can’t file U.S. forms. Your U.S. CPA has no standing in India. Without coordination, you overpay taxes and risk penalties on both sides.
From title readiness in India to your final U.S. compliance filing, one person at Roots & Return holds the thread, coordinates every expert across both countries, and keeps you informed — without jargon.
How we lower your tax burden
Your dedicated case manager leads every phase
Title & Succession
Confirm ownership, gather property documents, and resolve any heir or title gaps — before anything else moves.
Tax Planning
India CA computes your capital gains and files for a Lower or Nil TDS Certificate — before the sale closes, not after.
Sale Coordination
Coordinate with buyer and local agent so TDS is withheld at the correct rate, on the right paperwork, at the right moment.
Cross-Border Transfer
Form 15CA, CA-certified 15CB, and a compliant transfer through an RBI-authorized dealer bank — in the correct order.
IRS & FinCEN
U.S. CPA handles Form 3520, FBAR, and FATCA — coordinated with India-side data so nothing falls through the gap.
The scale of it
2M+
NRIs and OCIs in the U.S. with ties to property back home.
$135B
Moved between India and the U.S. last year — the rails exist. The property-sale journey is just unmapped.
$0
U.S. tax on a properly reported foreign inheritance — if you file correctly.
Free · 45 minutes · Phone or video · No commitment
We manage the chaos so you can move on.
A relaxed 45-minute conversation — phone or video, your choice — where we get to know you and your situation, walk you through exactly how Roots & Return works, and figure out together how we can best help your family.